​Uniform Mortgage Data Program (UMDP) Resources

The Uniform Mortgage Data Program (UMDP) is an ongoing multifaceted program that was jointly established by Fannie Mae and Freddie Mac in 2010. UMDP strives to improve that mortgage industry's adoption of data standards and enhance the accuracy and overall quality of loan data for home mortgages. 

Resources

MPF Advisories Related to ULDD Phase II

 

Uniform Loan Delivery Dataset (ULDD)

As part of the UMDP initiative, in 2012, Fannie Mae and Freddie Mac established the Uniform Loan Delivery Dataset (ULDD), which is a common set of required data elements (MISMO Data Points) for loan delivery. An XML file containing the required ULDD data points is necessary for all MPF Xtra loans and serves as the base data file for all other MPF loans delivered via batch submission.

MPF Detailed Reference List of ULDD Fields

ULDD Vendor List


MPF Additional Info File Resources

The "Submit Batch" functionality on eMPF allows users to deliver loans under the MPF Program through the submission of the Fannie Mae ULDD XML file. For all products other than MPF Xtra Servicing Retained, the batch delivery process requires the concurrent submission of the ULDD XML file along with an MPF Additional Info File (.csv).

MPF Traditional Additional Info File - Template

​MPF Traditional Additional Info File - Sample

​MPF Traditional Additional Info File - Layout

​MPF Additional Info File - Template

MPF Additional Info File - Sample

MPF Additional Info File - Layout​​​


Uniform Closing Dataset (UCD)

As part of the UMDP initiative, in 2017, Fannie Mae and Freddie Mac established the Uniform Closing Dataset (UCD), which is a standardized industry dataset that electronically communicates information from the Closing Disclosure. The UCD initiative is only applicable to the MPF Xtra product.

How to Register for UCD

UCD Casefile Identifier Scenarios​

UCD Quick Reference Guide​


Credit Enhancement Estimator File Layouts​

The Credit Enhancement (CE) Estimator provides an alternative tool for PFIs to obtain estimated loan level Credit Enhancement figures or Credit Enhancement figures and indicative pricing for each loan that is submitted using this feature.  The CE Estimator is only applicable to the MPF Traditional products and does not provide an indication of loan eligibility.

CE Estimator File - Template

CE Estimator File - Sample

CE Estimator File - Layout ​​