The MPF Program’s Quality Control (QC) department performs post-funding reviews on Mortgage Loan Files to verify they meet the definition of investment quality, comply with the MPF Guides and the Applicable Agreements. Please refer to the
MPF Guides for complete QC details.
eMAQCSplus is a web-based, easy-to-use portal for the secure upload of loan files requested for various types of MPF Quality Control reviews. eMAQCSplus also includes functionality for managing and reporting on your pipeline.
PFIs and Servicers are required to visit the eMAQCSpluswebpage to obtain log-in credentials and sign up to receive email notifications.
PFIs/Servicers are required to inform the MPF Service Center of all post-funding QC findings that adversely affect the investment quality or eligibility of a Mortgage Loan File. Any incident of suspected fraud or false representation, as defined under
the Financial Crimes Enforcement Network (FinCEN) anti-money laundering and Bank Secrecy Act (BSA) regulations, must be reported immediately utilizing theeMAQCSplus website.
Informs MPF Service Center within 30 calendar days of determination of adversely affected Mortgage Loan Files
Uploads required documentation to eMAQCSplus
MPF Program, Fannie Mae, and/or applicable Government Agencies review documentation
Receives notification of the investor's decision via email
The MPF Program’s Quality Control (QC) department selects Mortgage Servicing Files to verify they meet the requirements of HUD Guide Chapter 6, comply with the MPF Guides and the Applicable Agreements utilizing the
eMAQCSplus website. Please visit theMPF Guides (MPF Government MBS Servicing Guide,
Chapter 12.3.9) for complete QC details.
MPF Quality Control
Selects Mortgage Servicing Files for review on a quarterly basis
Receives email with a list of specified Mortgage Servicing Files
Must upload specified Mortgage Servicing File(s) within 15 calendar days of the request to eMAQCSplus
MPF Quality Control
Reviews Mortgage Servicing Files within 30 calendar days of receipt
Receives audit results via an email notification (all findings must be remediated)
MPF Government MBS Servicing Quality Control Resources
MPF Government MBS Default Servicing Audit Findings and Reminders