• MPF 125, MPF 35, MPF Government MBS, MPF Xtra
  • December 5, 2022

MPF Announcement 2022-62

MPF Program Reminder: Security Instruments and Notes

Effective Date: Immediately (unless otherwise noted)

As a reminder, the most recent version of the applicable Fannie Mae and Freddie Mac Uniform Instruments must be used for all legal documents such as security instruments, notes, riders and addenda in connection with all conventional Mortgage Loans.

Fannie Mae and Freddie Mac updated their uniform legal instruments – security instruments, notes, riders and addenda, and special-purpose documents. The new instruments have a July 2021 footer date.

PFI may begin using the updated forms immediately but are required to use them for mortgage loans with note dates on or after January 1, 2023.

The updated July 2021 uniform instruments cannot be used in combination with any earlier versions. For example, a security instrument with a July 2021 footer must be used with a note that also has a July 2021 footer.

For government loans, legal documents that are acceptable to the government agency and are appropriate for the state in which the security property is located must be used.

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