MPF Announcement 2025-78
MPF Program – Security Instrument Record Retention Clarification
The MPF Guides have been updated clarifying the requirement that PFIs and Servicers must maintain a copy of the recorded Security Instrument in the mortgage loan file.
The mortgage loan file must meet any applicable Investor, Government Agency Requirements, and MPF Guide requirements.
For additional information see the following Guide sections:
- MPF Xtra Servicing: 1.7.4 Record Retention
- MPF Xtra Selling: 10.1 Mortgage Loan File Contents
- MPF Government MBS Servicing: 1.8.4 Record Retention
- MPF Government MBS Selling: 3.1.1 Mortgage Loan File Contents
- MPF Traditional Servicing: 1.7.3 Servicing Files and 1.7.5 Record Retention
MPF Traditional Selling: 10.1.1 Mortgage Loan File Contents
For questions or assistance, please contact the MPF Service Center by using one of the following options:
- MPF Customer Service Portal
- Email: MPF-Help@fhlbc.com
- Phone: (877) 345-2673
- References:
- MPF Announcement 2025-78
