• MPF Xtra
  • October 6, 2025

MPF Announcement 2025-80

MPF Xtra Product: New Low Loan Balance and State Specific Pricing 

Effective October 6, 2025, the MPF Program will offer the following new pricing options under the MPF Xtra® product for both mandatory and best-efforts Delivery Commitments (DCs): 
  • Fixed 30 Yr 325K Max Ln Amt 
  • Fixed 30 Yr 350K Max Ln Amt 
  • Fixed 15 Yr New York 
  • Fixed 30 Yr New York 
  • Fixed 30 Yr Florida 
While the existing Fixed 30 Year and Fixed 15 Year pricing schedules will continue to be available, these additional pricing schedules may provide advantages for loans at or below loan amounts of $325,000/$350,000 or loans located in New York or Florida. 

The new pricing options will be available along with the existing pricing schedules on the eMPF® website, and reflected in your Product Pricing Engines (PPEs). Additional coordination may be required to integrate these subproducts into your PPEs. 

Please note that the new pricing options will only be available for the MPF Xtra product. The specific requirements for each new pricing option are provided below: 
  • Fixed 30 Yr 325K Max Ln Amt: any loan sold against this product grid cannot have an original unpaid principal balance (UPB) greater than $325,000  
  • Fixed 30 Yr 350K Max Ln Amt: any loan sold against this product grid cannot have an original unpaid principal balance (UPB) greater than $350,000  
  • Fixed 15 Yr New York: any loan sold against this product grid must be located in New York 
  • Fixed 30 Yr New York: any loan sold against this product grid must be located in New York  
  • Fixed 30 Yr Florida: any loan sold against this product grid must be located in Florida
If you have any questions regarding the new pricing option or the DC creation process, contact the MPF Service Center: 
References:

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