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MPF Announcement 2025-91
MPF Program - Policy Guidance Related to Federal Government Shutdown
As the Government shutdown ended on November 12, 2025, the MPF Program temporary guidance provided in MPF Announcement 2025-86 which only applied to MPF Traditional Conventional Loans and to borrowers affected by the federal government shutdown, automatically expired.
PFIs and Servicers originating, delivering or servicing:
- MPF Traditional Government loans and MPF Government MBS loans must follow guidance issued by Ginnie Mae and the applicable Government Agencies.
- MPF Xtra loans must follow guidance issued by Fannie Mae.
*In addition, PFIs and Servicers are expected to abide by any/all federal or state laws.
MPF Traditional (conventional loans):
- Representations and Warranties:
When delivering loans originated during the government shut down, the PFI warrants that the mortgage loan meets all MPF Program requirements at the time the loan is delivered to the MPF Bank.
- Forbearance:
Borrowers placed on forbearance plans during the government shut down will be expected to bring their loans current through a reinstatement. Borrowers unable to reinstate their loans must be evaluated by the Servicers for repayment plans or other loss mitigation options pursuant to MPF Traditional Servicing Guide. See Sections 9.2.1.3 Forbearance Plan Terms; 9.2.1.4 Contacting the Borrower During a Forbearance Plan Term; and 9.1.24 Workout Hierarchy.
If you have any questions, contact the MPF Service Center:
- MPF Customer Service Portal
- Email: MPF-Help@fhlbc.com
- Phone: (877) 345-2673
- References:
- MPF Announcement 2025-91
