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MPF Announcement 2025-98
MPF Xtra Selling and Servicing Updates
Effective Date: Immediately (unless otherwise noted)
Fannie Mae published SEL-2025-10 and SVC-2025-07 which cover the below referenced topics that are applicable to mortgage loans sold under the MPF Xtra product:
- HomeStyle® Refresh: Fannie Mae introduced a rebranded version of HomeStyle® Energy
- The MPF Xtra guide has been updated to reflect the rebranding of Homestyle® Energy to Homestyle® Refresh.
- Accessory Dwelling Units and Manufactured Homes:
- Expanding property eligibility criteria for accessory dwelling units and manufactured homes.
Effective: These changes will be effective March 31, 2026, and will be available to PFI’s utilizing UAD 3.6.
- Expanding property eligibility criteria for accessory dwelling units and manufactured homes.
- Preventing, detecting and reporting mortgage fraud clarifications:
- Eliminating inconsistencies and adding additional resources and clarity to prevent fraudulent transactions.
- Miscellaneous Update:
- Additional miscellaneous changes were made to align with updates previously communicated in the Selling Guide Announcement SEL-2025-09. The minor clarifications relate to the removal of minimum credit score requirements for DU loans.
Other topics mentioned in the Fannie Mae announcement do not apply to MPF Xtra.
To gain a full understanding of these topics, PFIs should review the entire Fannie Mae Announcement and any applicable Fannie Mae Selling Guide chapters, forms, or exhibits noted in the announcements.
For questions or assistance, please contact the MPF Service Center by using one of the following options:
- MPF Customer Service Portal
- Email: MPF-Help@fhlbc.com
Phone: (877) 345-2673
- References:
- MPF Announcement 2025-98
