.png?sfvrsn=1873511c_1){kind=logo}
MPF Announcement 2025-89
MPF Traditional Servicing – Mortgage Insurance Clarifications
Effective Date: January 12, 2026
The MPF Traditional Servicing Guide has been updated making following mortgage insurance requirement changes:
The MPF Traditional Servicing Guide has been updated making following mortgage insurance requirement changes:
- For borrower-initiated MI terminations based on current value with property improvements revised the loan-to-value (LTV) threshold for mortgage loans that are seasoned less than two (2) years,
- Clarified borrower-initiated terminations to be evaluated based on a borrower’s written or verbal request, and
- Incorporated Servicer requirements when a request for MI termination has been denied.
Effective Date: Servicers are encouraged to implement the updated guidance immediately but are required to do so by
January 12, 2026.
January 12, 2026.
If you have any questions, contact the MPF Service Center:
- MPF Customer Service Portal
- Email: MPF-Help@fhlbc.com
- Phone: (877) 345-2673
- References:
- MPF Announcement 2025-89
