• MPF 125, MPF 35, MPF Original, MPF Xtra
  • October 16, 2024

MPF Announcement 2024-64

MPF Program Update eNote eMortgage Requirements

Effective Date: Immediately (unless otherwise noted within

The MPF Program is updating its guidelines to allow PFIs delivering eMortgage loans to use subservicers.

The PFI delivering the loan to the MPF Program will continue to be responsible for all communications related to the release of the eNote from the MPF eCustodian. 

In addition, all transfers of eNotes from the MPF eCustodian, and where necessary transfers back of eNotes to the eCustodian, must be effected from/to the eVault the PFI’s eVault (i.e. the eVault initially used to deliver the eNote).

PFI are responsible for any transfers to/from their subservicer’s eVault (as applicable). 

See Exhibit DD - Delivering and Servicing eNotes/eMortgages for applicable obligations and requirements. 

Mortgage released arrangements continue to be ineligible. 


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