Pricing & Execution
Product and Pricing Engines (PPE) are tools that could be used to enhance your lending strategy and operations. Utilizing a PPE can assist you with product eligibility information and pricing to best meet the needs of your customers and improve your profitability.Pricing Considerations
Please consider these additional pricing factors when setting us up as an investor in your Product and Pricing Engine solution.Are you including credit enhancement (CE) income into your best execution analysis? While comparing best execution pricing between the MPF credit enhanced products and other investors, remember you earn CE fee income for sharing in the credit risk associated with the residential mortgage loans sold to the Federal Home Loan Bank (FHLBank). This income is not reflected in the price displayed in your PPE and should be considered in determining your best execution. Work with your FHLBank to determine the value of your CE and with your PPE to add this positive adjustment to the pricing for your MPF credit enhanced products.
Have you discussed your servicing released options with your PPE? The servicing released premiums (SRP) for your MPF servicing released products are priced using SRP Grids generated directly from the servicing buyer. Although the grids are provided to your PPE by the MPF Program or the servicing buyer directly, you will need to work with your PPE to ensure they have properly coded and/or loaded the grids.
Are you aware that the pricing displayed in your PPE for all MPF Products represents indicative pricing only? The pricing and best execution for MPF Products in your PPE are not live or executable prices. You'll need to use eMPF® in order to determine the current executable price and complete your delivery commitment.
Available Vendors
MPF Products and Pricing information is currently available through the following providers.- sales@elliemae.com
- 888-955-9100
- sales@LoanScorecard.com
- 800-617-0892
- info@meridianlink.com
- 866-417-5130
- salesleader@optimalblue.com
- 972-781-0200
- hello@polly.io
- 415-766-0147
- sales@mortech.com
- 855-298-9327
Explore More Resources
eMPF Information
The eMPF Website is a secure transaction portal available to authorized users of member institutions participating in the MPF Program. Explore our video tutorial library on common eMPF processes.
eMAQCSplus
Use eMAQCS®plus for MPF Quality Control and Default Management reporting and pipeline management. Sign up to receive eMAQCSplus credentials for Quality Control and/or Default Management and explore our eMAQCSplus resources.
MPF Data Resources
Access data resources that support loan delivery, servicing, quality control, and on-going program management.
Upcoming Webinars
Join our upcoming webinars to enhance your knowledge and stay updated on industry trends.
MPF® University Welcomes Arch: Components of Paystubs and W2s
Learn the fundamentals of income documentation in this MPF University session. Participants will review key paystub and W-2 components, general documentation requirements and mandatory payroll deductions used in mortgage underwriting.
MPF® University Welcomes Enact: Are You Smarter Than an Underwriter
Put your underwriting knowledge to the test in this interactive webinar comparing current Fannie Mae and Freddie Mac guidelines. Participants will tackle real-world scenarios and sharpen their understanding of key underwriting requirements.
MPF® University Welcomes Radian: Understanding and Reviewing Condo Appraisals
Gain practical insights into condominium appraisals, including 1073 form requirements, comparable selection, appraisal red flags, and how special assessments and HOA budgets can affect a property's marketability.
MPF® University Welcomes MGIC: Lender Insights on URAR/UAD 3.6
Prepare for the future of appraisal reporting with an overview of URAR and UAD 3.6 updates. Learn how the new dynamic report format will impact appraisal reviews, lender responsibilities and the transition to upcoming industry standards.
MPF® University Welcomes MGIC: Analyzing Self-Employed Borrowers 101 – Getting Started & the Sole Proprietor
Learn the fundamentals of analyzing self-employed borrower income using tax returns. This webinar covers required documentation, business structures and Schedule C income calculations to help mortgage professionals confidently evaluate qualifying income.
MPF® University Welcomes Enact: Fraud Latest Trends and Tips
This session explores current mortgage fraud trends, common fraud schemes, red flags and risk indicators. Participants will gain practical strategies for fraud prevention and learn about industry resources available through Enact, Fannie Mae and Freddie Mac.