Mortgage Solutions
The MPF Program offers reliable funding, risk-sharing opportunities, and scalable growth solutions to help you strengthen communities and expand homeownership.
Flexible Funding for Your Mortgage Business Needs
Liquidity
The MPF Program enhances liquidity by providing financial institutions with reliable funding solutions, allowing them to efficiently manage their balance sheets while continuing to serve their communities.
Credit Risk Sharing
The MPF Program's unique credit risk-sharing model allows financial institutions to assume a portion of the credit risk while benefiting from shared responsibility, creating a balanced and sustainable approach to mortgage lending.
Increasing Homeownership
MPF products are designed to make financing more accessible—whether through low down payment options, flexible loan programs, or competitive pricing structures that level the playing field for community lenders and their borrowers.
Growth & Scalability
The MPF Program empowers financial institutions to scale their mortgage operations with flexible solutions that support growth, profitability, and long-term success in a competitive market.
Mortgage Loans by Type
Conventional / Conforming Loans
The MPF Program offers conventional/conforming loan products to meet diverse financing needs. These products provide options for additional income, ability to retain servicing, and competitive execution to help institutions manage liquidity and risk.
Learn MoreGovernment Loans
Financial institutions can sell their fixed-rate mortgage loans that are insured or guaranteed by government agencies with the MPF Program's government loan products.
Learn More
About the MPF Program
For over 25 years, the MPF Program has helped financial institutions fund home loans to grow their mortgage business. With flexible solutions and competitive advantages, the MPF Program makes it easier to support homeownership and strengthen communities.
Explore More Resources
Access resources, including guides, articles, and announcements, to stay informed about the MPF® Program.
MPF Guides
Dive deeper into the program with our comprehensive program and product guidelines.
Knowledge Articles
Expand your understanding with our curated collection of informative articles.
MPF Program Updates
Stay up-to-date with the latest program news, updates, and important deadlines.
FAQs
Find answers to your most pressing questions on our MPF Products here.