MPF Announcement 2025-71

MPF Traditional Selling – Nontraditional Credit Updates

Effective Date: Immediately

The MPF Program has updated the MPF Traditional Selling Guide incorporating the nontraditional credit requirements as communicated in MPF Announcement 2025-44.

The updates include clarifying the eligibility requirements that must be met if one or more Borrowers on the mortgage loan does not have a credit score and is relying on nontraditional credit to qualify.

For additional information, see MPF Traditional Selling Guide Section 5.13.1.2 Unobtainable Credit Score and Section 5.13.3.1 Housing Payment History.

For questions or assistance, please contact the MPF Service Center:

• MPF Customer Service Portal
• Email: MPF-Help@fhlbc.com
• Phone: (877) 345-2673