MPF Announcement 2026-08

MPF Xtra Selling Updates - FNMA SEL-2026-01

Effective Date: Immediately (unless otherwise noted)

Fannie Mae published SEL-2026-01 which covers the below referenced topics that are applicable to mortgage loans sold under the MPF Xtra product:

• Alignment of MH Advantage^® and CHOICEHome^® manufactured home requirements.
  • The aligned specifications establish uniform requirements for homes eligible under these programs including:
    • Permanent Foundations
    • Roof Pitch
    • Energy Efficiency
    • Exterior Features
    • Site Improvements

Effective: Lenders participating in the broad production of UAD 3.6 or legacy 2.6 may apply this policy change to loans sold on or after June 4, 2026

• Minimum credit score requirements:
  • In alignment with SEL‑2025‑09, the credit reference section has been updated, removing the minimum credit score requirement from DU.

     

• Personal Gifts
  • The Selling Guide definition of acceptable donors for gift funds has been revised.

Effective: Immediately 

To gain a full understanding of these topics, PFIs should review the entire Fannie Mae Announcement and any applicable Fannie Mae Selling Guide chapters, forms, or exhibits noted in the announcements.

For questions or assistance, please contact the MPF Service Center by using one of the following options:

• MPF Customer Service Portal
• Email: [email protected]
• Phone: (877) 345-2673