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MPF Program: Delinquency & Bankruptcy Status Reporting Reminder
Effective Date: Immediately (unless otherwise noted within)
The MPF Program reminds Servicers of the Delinquent Mortgage & Bankruptcy Status Report (Exhibit B) reporting reminders.
Reporting Requirements
In accordance with the Guides, Servicers are required to submit the Exhibit B monthly through eMAQCS®Plus, using the format posted on the MPF Website and AllRegs.
The Exhibit B must report:
- the status of all Mortgage Loans that are thirty (30) days or more delinquent as of the last day of the preceding month, and
- must include all Borrowers who have filed Bankruptcy (including loans in Bankruptcy status that are current).
As a reminder, if payment is not made in the month in which it is due, the Mortgage Loan is considered delinquent and must be included Exhibit B.
February Reporting
Since the month of February has less than 30 days, if a payment is not received by February month end the mortgage loan is considered delinquent and should be reported on the Exhibit B as such.
Below are the Default Reporting deadlines based on the MPF Product:
| MPF Product | Reporting Due Date | ||
|---|---|---|---|
| MPF Government MBS | 1st Day of Month | ||
| MPF Xtra | 2nd Day of Month | ||
| MPF Traditional | 5th Day of Month |
Failure to upload complete and accurate Exhibit B to eMAQCSplus on time may result in the assessment of a Late Default Reporting Fee.
Resources
- Requesting eMAQCS Plus access and other Exhibit B related details: Default Management
- Exhibit B Instructions: Exhibit B
- Training Resources: On-Demand Webinars
- Default Best Practices: MPF Announcement 2025-69
For questions or assistance, please contact the MPF Service Center by using one of the following options:
- MPF Customer Service Portal
- Email: [email protected]
- Phone: (877) 345-2673