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MPF Xtra Selling Updates – FNMA SEL-2026-03
Effective Date: Immediately (unless otherwise noted)
Fannie Mae published SEL-2026-03 which covers the below referenced topics that are applicable to mortgage loans sold under the MPF Xtra product:
- Lender Quality Control Efficiencies
- PFIs are reminded that documentation outlined in Form OG4 is required when responding to MPF Quality Control loan review requests.
- PFIs are reminded that documentation outlined in Form OG4 is required when responding to MPF Quality Control loan review requests.
- Desktop Underwriter Archival Policy
- DU archival policy for single closing construction-to-permanent transactions from 540 days to 660 days from the date on which the loan casefile was created.
Effective date: The updated timeframe will be applied for DU loan casefiles submitted or resubmitted after the weekend of April 25, 2026.
- Desktop Underwriter Validation
- The DU validation service to support employer-level income validation, improving alignment with lender workflows.
Effective date: The change will be effective for new loan casefiles created on or after June 27, 2026.
Other topics mentioned in the Fannie Mae announcement do not apply to MPF Xtra.
To gain a full understanding of these topics, PFIs should review the entire Fannie Mae Announcement and any applicable Fannie Mae Selling Guide chapters, forms, or exhibits noted in the announcements.
For questions or assistance, please contact the MPF Service Center by using one of the following options:
- MPF Customer Service Portal
- Email: [email protected]
- Phone: (877) 345-2673