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MPF Xtra® Product: New Low Loan Balance Pricing
Effective August 24, 2026, the MPF Program will offer the following new pricing options under the MPF Xtra® product for both mandatory and best-efforts Delivery Commitments (DCs):
- Fixed 30 Yr 375k Max Ln Amt
- Fixed 30 Yr 400k Max Ln Amt
- Fixed 30 Yr 425k Max Ln Amt
- Fixed 30 Yr 450k Max Ln Amt
- Fixed 30 Yr Manufactured Housing
- Fixed 20 Yr 200k Max Ln Amt
- Fixed 20 Yr 225k Max Ln Amt
- Fixed 15 Yr 225k Max Ln Amt
While the existing pricing schedules will remain available, the new schedules may offer additional pricing advantages. Use of these new subproducts is optional.
| MPF Xtra | |||
|---|---|---|---|
| Maximum Loan Amount | 15-Year Conventional | 20-Year Conventional | 30-Year Conventional |
| $85,000 | • | • | • |
| $110,000 | • | • | • |
| $125,000 | • | • | • |
| $150,000 | • | • | • |
| $175,000 | • | • | • |
| $200,000 | • | • | • |
| $225,000 | • | • | • |
| $250,000 | • | ||
| $275,000 | • | ||
| $300,000 | • | ||
| $325,000 | • | ||
| $350,000 | • | ||
| $375,000 | • | ||
| $400,000 | • | ||
| $425,000 | • | ||
| $450,000 | • | ||
The new pricing options will be available along with the existing pricing schedules on the eMPF® website. Additional coordination may be required to integrate these subproducts into your product pricing engines (PPEs).
Please note that the new pricing options will only be available for the MPF Xtra product.
If you have any questions regarding the new pricing option or the DC creation process, contact the MPF Service Center:
- MPF Customer Service Portal
- MPF-Help@fhlbc.com
- 877.345.2673